Frequently Asked Questions

• Signage must be posted at the entrance as well as at the Point-of-Sale
• Signage must state:
  • Exact amount or percentage of the Surcharge
  • Statement that a Surcharge is being assessed by the merchant
  • Surcharge is only assessed on credit card transactions
  • Surcharge is not greater than the MDR
• Merchants must be registered with Mastercard 30 days before processing
• Along with the merchant application, the merchant must also execute the Merchant Attestation
• Surcharging is when a merchant adds fee to a customer’s credit card purchase to cover the cost of the credit card processing fee.
• Similar to other fees such as “Supply Chain Fee”. Surcharging is directly targeted at reducing the cost of merchant services fees.

Prices of goods/services are displayed in both the cash amount and credit amount on the terminal. The cash amount is discounted from the credit amount. Should a customer choose to pay in credit, there will be no discount applied. We also offer surcharge services. This service applies a maximum 4% surcharge fee on all credit card sales of goods/services which is shown as an additional separate line item to the cost of the item/service. Dual Pricing is legal within all 50 states. The dual pricing fee is automatically waived when customers pay with cash, debit card, or a gift card. The customers are made aware of the fee with signage and stickers that we provide for your place of business. Merchants must place the signage on the door of the business as well as on/near the register where customers pay. The fee eliminates all your credit card processing fees, allowing you to keep 100% of the profits per each transaction made with a credit card. Swipe4Free uses the fee to cover interchange costs, authorization costs, transaction costs, and support for our merchants.  

Please reach out to us at swipe4lessaz@gmail.com or Call us at  516-502-5029